Buying a second home as rental property makes a great centerpiece to your retirement plan. It forces you to make regular savings in the form of mortgage payments that become your equity.

You only need cash for the down payment, and you should make sure that your monthly rental payments will cover the mortgage and any additional expenses. This is a real possibility if you buy the right house at the right price because a good single-family house should always stay rented. Your investment money is subject to less income tax, and the interest and property taxes may be deductible.

Housing has appreciated in value all over the country in recent years, making a second home an important hedge against inflation. Most experts predict that interest rates for fixed-rate and adjustable mortgages should remain in single digits for the foreseeable future, so it should be easy to acquire financing with a small down payment.

Call an agent with your real estate questions. They have helped hundreds of people to sell their homes and properties--and to purchase the home of their dreams.

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Sheila Carlisle
Southern Classic Realtors
215 E Church St Suite C
Monroe, GA 30655
Cell: 678-438-8834
Fax: 678-298-8520
Sheila Carlisle: Sheila@NUMBER1EXPERT.com
Mark Carlisle: mainmount@aol.com

I have been a Realtor since 1994 and my husband has been a Realtor and real estate appraiser since 2002. We have lived in the local area since 1998 and know the local real estate market extremely well. From buying to selling we can meet all your real estate needs.

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